CHRISTINE, G.; ANINDHITA SEKARSARI, A.; IRAWAN, B.; PUSPITALOKA MAHADEWI, E. The Moral Hazard Phenomenon in Health Insurance: A Review of Driving Factors and Control Strategies. International Journal of Health and Pharmaceutical (IJHP), [S. l.], v. 5, n. 2, p. 330–336, 2025. DOI: 10.51601/ijhp.v5i2.348. Disponível em: https://www.ijhp.net/index.php/IJHP/article/view/348. Acesso em: 16 jul. 2025.